Terms of Service

Last updated: February 15, 2026

Agreement to Terms

By accessing lifestarter.com (“the Site”), you agree to these Terms of Service. If you disagree with any part of the terms, please do not use the Site.

Use of the Site

The content on LifeStarter is provided for general informational and educational purposes only. While we strive for accuracy, we make no warranties about the completeness, reliability, or accuracy of this information.

Financial Disclaimer

LifeStarter provides financial tools, calculators, and educational content. This is not financial advice. Our calculators provide estimates based on general data and should not be relied upon for financial decisions. Always consult with a qualified financial professional for advice specific to your situation.

Digital Products

Digital products purchased through Gumroad are subject to Gumroad’s terms of service. We offer a 60-day refund guarantee on all digital products. Contact hello@lifestarter.com for refund requests.

Affiliate Links

Some links on this site are affiliate links. When you click these links and make a purchase, we may earn a commission at no additional cost to you. We only recommend products we believe provide value to our readers.

Intellectual Property

All content on LifeStarter — including text, graphics, tools, and downloadable materials — is the property of EPM Labs LLC and is protected by copyright law. You may not reproduce, distribute, or create derivative works without our written permission.

Limitation of Liability

LifeStarter and EPM Labs LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Site or its content.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the Site after changes constitutes acceptance of the new terms.

Governing Law

These Terms shall be governed by the laws of the State of Missouri, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of Jackson County, Missouri.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Entire Agreement

These Terms constitute the entire agreement between you and EPM Labs LLC regarding your use of the Site, superseding all prior agreements and understandings.

Contact

Questions about these terms? Email us at hello@lifestarter.com.